Young Adults:

Building good money habits start here.

Start your financial future off on the right foot.

Free Checking

No minimum balance and no monthly service fees. 


Save for spring break, college, and beyond!

Learn and Earn

Earn $10 when you visit a branch and take our Money 101 quiz.1

We make it easy to manage your money.

Highly-Rated Mobile App

Pay bills, send money, or deposit checks on your mobile device.

30,000 Nationwide ATMs

Access to ATMs all across the country.

Send Money Easily

Pay friends and family using your favorite digital wallet.

Mobile Check Deposit

Deposit a check anywhere, anytime by snapping a picture.

Balance Alerts

Text or email alerts let you know about low balances.

Purchase Limits

Curb spending by setting a purchase limit.

Student Checking

A free checking account that’s high on convenience, low on fees.

  • $0 to open and no minimum balance required
  • No monthly maintenance fees
  • 24/7 access to our highly-rated app and online banking
  • No overdraft fees
  • Free transactions at all ATMs
  • Your first set of checks is on us
  • Email and text alerts to monitor account activity
  • Turn on and off your card with CardValet®
  • Easy person-to-person payment options


Savings goals big or small are welcome here.

  • Grow your savings with compound interest
  • Open an account with just $1
  • No monthly maintenance fees
  • 24/7 access to our highly-rated app and online banking
  • Email and text alerts to monitor account activity

Saver Certificate (CD)

Good things come to those who wait. Put money in a flexible CD now to earn more money over time.

  • Grow savings at 0.50% APY on a 12-month term3
  • Start saving with as little as $50
  • Add to the balance at any time even through online banking

College & Career Planning

Planning for college should be simple and, even better, exciting! Wherever you are in your educational journey, we’ll help you figure out more than just the finances.2

CommunityAmerica’s College Match

Choose the things that matter most to you, from campus life to financials, and our interactive tool will search over 6,000 colleges to find your perfect fit.

1 Offer valid for members or applicants that qualify for membership and are age 13-24 at account opening. The Student Checking account automatically converts to a Free Checking account at age 25. Qualifications to receive the deposit: (1) complete CommunityAmerica’s Money101 quiz and share the results with a branch representative, (2) open a new Student Checking account (subject to approval), (3) be in good standing with the Credit Union at the time of $10 deposit. Standard text messaging rates and data charges may apply. $10 will be deposited into your new Student Checking account within 30 business days of account opening if qualifications are met. Offer ends 12/31/2020 and is subject to change without notice. Limit one $10 deposit per member. $10 deposit may be subject to IRS tax reporting. Standard carrier rates may apply.
2 Educational and career services offered through CommunityAmerica CUSO One, LLC (“CUSO One”) are intended to aid in achieving post-secondary educational and career goals. Education and Career Planners do not guarantee outcomes, including admission to or financial aid for post-secondary training nor warrant the validity of information provided by third parties or post-secondary institutions. CUSO One is a wholly-owned subsidiary of CommunityAmerica Credit Union.
3 Saver CD – 0.50% APY. APY = Annual Percentage Yield is accurate as of 10/31/2020 and is subject to change at any time. Funds can be contributed to this CD throughout the initial term of the CD. A penalty will be imposed for early withdrawal. Fees could reduce earnings. CD Rate cannot be bumped in conjunction with any other offers. Not available on Certificate (CD) IRAs or Business Certificate (CD’s).

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